:root{--navy:#071b3a;--green:#08a968;--mint:#eaf9f2;--ink:#10233f;--muted:#607087;--line:#dbe6e1;--bg:#f7faf9}
*{box-sizing:border-box}body{margin:0;font-family:Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.5}
a{text-decoration:none;color:inherit}.wrap{width:min(1180px,92%);margin:auto}.top{background:var(--navy);color:#fff;padding:8px 0;font-size:13px}.top .wrap{display:flex;justify-content:space-between}
header{background:#fff;border-bottom:1px solid var(--line)}.head{min-height:76px;display:flex;align-items:center;justify-content:space-between}.logo{height:60px;max-width:220px;object-fit:contain}
nav{display:flex;gap:20px;align-items:center;font-weight:700;font-size:14px}nav a:hover{color:var(--green)}.btn{display:inline-block;border:0;border-radius:8px;padding:11px 17px;background:var(--green);color:#fff;font-weight:800;cursor:pointer}.btn.alt{background:#fff;color:var(--navy);border:1px solid var(--line)}
.hero{background:linear-gradient(135deg,#f7fcfa,#eaf9f2);padding:55px 0}.hero h1{font-size:42px;line-height:1.1;margin:8px 0}.kicker{font-size:12px;letter-spacing:.12em;color:#087b50;font-weight:900}
section{padding:40px 0}.grid{display:grid;gap:18px}.two{grid-template-columns:1fr 1fr}.three{grid-template-columns:repeat(3,1fr)}.four{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:0 4px 16px #071b3a0a}.card h2,.card h3{margin-top:0;color:var(--navy)}
input,select,textarea{width:100%;padding:12px;border:1px solid #cfdcd7;border-radius:8px;font:inherit;background:#fff}textarea{min-height:120px;resize:vertical}.form{display:grid;gap:13px}.label{font-size:13px;font-weight:800;margin-bottom:4px;display:block}
.notice{padding:13px 15px;border-radius:9px;background:#fff8e8;border:1px solid #ecd89e;color:#6a5525;font-size:13px}.success{padding:13px 15px;border-radius:9px;background:#eaf9f2;border:1px solid #b9e6d1;color:#086c46}
table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:11px;border-bottom:1px solid var(--line);text-align:left;font-size:13px;vertical-align:top}th{background:#f1f7f4;color:var(--navy)}
.badge{display:inline-block;padding:4px 8px;border-radius:999px;background:var(--mint);color:#087b50;font-weight:800;font-size:11px}.badge.pending{background:#fff3d8;color:#805d00}.badge.rejected{background:#ffe8e8;color:#9a2222}
footer{background:#06162f;color:#dce7f4;padding:28px 0;margin-top:30px}.copyright{border-top:1px solid #ffffff20;padding-top:14px;margin-top:18px;font-size:12px}
@media(max-width:800px){.two,.three,.four{grid-template-columns:1fr}.top .wrap{display:block;text-align:center}.head{min-height:70px}nav{gap:10px;font-size:12px;flex-wrap:wrap;justify-content:flex-end}.hero h1{font-size:34px}}
:root{--navy:#071b3a;--green:#08a968;--mint:#eaf9f2;--ink:#10233f;--muted:#607087;--line:#dbe6e1;--bg:#f7faf9;--gold:#c6922f}
*{box-sizing:border-box}body{margin:0;font-family:Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}a{text-decoration:none;color:inherit}.wrap{width:min(1180px,92%);margin:auto}.top{background:var(--navy);color:#fff;padding:8px 0;font-size:13px}.top .wrap{display:flex;justify-content:space-between}header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.head{min-height:78px;display:flex;align-items:center;justify-content:space-between}.logo{height:62px;max-width:220px;object-fit:contain}nav{display:flex;gap:15px;align-items:center;font-weight:700;font-size:13px;flex-wrap:wrap}nav a:hover{color:var(--green)}.btn{display:inline-block;border:0;border-radius:9px;padding:11px 17px;background:var(--green);color:#fff;font-weight:800;cursor:pointer}.btn.alt{background:#fff;color:var(--navy);border:1px solid var(--line)}.hero{padding:75px 0}.hero-home{background:radial-gradient(circle at 90% 10%,#dff7ec 0,#f7fcfa 45%,#eef7f4 100%)}.hero-grid{display:grid;grid-template-columns:1.4fr .8fr;gap:40px;align-items:center}.hero h1,.page-hero h1{font-size:48px;line-height:1.08;margin:10px 0 18px;color:var(--navy)}.hero h1 span{color:var(--green)}.lead{font-size:19px;color:#42536a;max-width:760px}.micro{font-size:12px;color:var(--muted);max-width:700px}.kicker{font-size:12px;letter-spacing:.12em;color:#087b50;font-weight:900}.actions{display:flex;gap:12px;margin:25px 0}.hero-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:0 20px 50px #071b3a12}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:18px}.mini-grid a{padding:15px;border-radius:10px;background:#f4f8f6;font-weight:800}.mini-grid a:hover{background:var(--mint);color:#087b50}section{padding:55px 0}.soft{background:#eef7f4}.page-hero{background:linear-gradient(135deg,#f7fcfa,#eaf9f2);padding:60px 0}.page-hero p{max-width:800px;color:var(--muted);font-size:18px}.grid{display:grid;gap:18px}.two{grid-template-columns:1fr 1fr}.three{grid-template-columns:repeat(3,1fr)}.four{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 8px 24px #071b3a0b}.card h2,.card h3{margin-top:0;color:var(--navy)}.feature{min-height:210px}.icon{display:inline-flex;width:38px;height:38px;align-items:center;justify-content:center;border-radius:10px;background:var(--mint);color:#087b50;font-weight:900}.section-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:25px}.section-head h2{font-size:34px;margin:5px 0 0;color:var(--navy)}.steps>div{background:#fff;border:1px solid var(--line);padding:22px;border-radius:14px}.steps b{font-size:12px;color:var(--green)}.steps h3{margin:8px 0}.cta{display:flex;justify-content:space-between;gap:30px;align-items:center;background:var(--navy);color:#fff;padding:32px;border-radius:20px}.cta h2{margin:0 0 8px;color:#fff}.cta p{margin:0;color:#d8e3ef}.service-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}.service-list article{min-height:220px}.service-list ul{padding-left:20px}.timeline{max-width:850px}.timeline-item{display:grid;grid-template-columns:55px 1fr;gap:20px;padding:22px 0;border-bottom:1px solid var(--line)}.timeline-item>b{width:45px;height:45px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--mint);color:#087b50}.timeline-item h2{margin:0 0 5px}.pill-list{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0}.pill-list span{padding:8px 12px;border-radius:999px;background:var(--mint);font-weight:800;color:#087b50}.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin-bottom:12px}.faq summary{font-weight:800;cursor:pointer}.legal{max-width:900px}.legal h2{margin-top:28px;color:var(--navy)}input,select,textarea{width:100%;padding:12px;border:1px solid #cfdcd7;border-radius:8px;font:inherit;background:#fff}textarea{min-height:120px;resize:vertical}.form{display:grid;gap:13px}.form-inline{display:flex;gap:6px;align-items:center;flex-wrap:wrap}.form-inline input,.form-inline select{min-width:100px;width:auto;flex:1}.label{font-size:13px;font-weight:800;margin-bottom:4px;display:block}.notice{padding:13px 15px;border-radius:9px;background:#fff8e8;border:1px solid #ecd89e;color:#6a5525;font-size:13px}.success{padding:13px 15px;border-radius:9px;background:#eaf9f2;border:1px solid #b9e6d1;color:#086c46}.check-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;background:#f7faf9;border:1px solid var(--line);padding:16px;border-radius:10px}.check-grid label,.agree{font-size:14px}.check-grid input,.agree input{width:auto}.upload-grid input[type=file]{padding:9px;background:#f8fbfa}table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:11px;border-bottom:1px solid var(--line);text-align:left;font-size:13px;vertical-align:top}th{background:#f1f7f4;color:var(--navy)}.badge{display:inline-block;padding:4px 8px;border-radius:999px;background:var(--mint);color:#087b50;font-weight:800;font-size:11px}.badge.pending{background:#fff3d8;color:#805d00}.badge.rejected{background:#ffe8e8;color:#9a2222}footer{background:#06162f;color:#dce7f4;padding:35px 0;margin-top:30px}.footer-links{float:right}.copyright{border-top:1px solid #ffffff20;padding-top:14px;margin-top:18px;font-size:12px}@media(max-width:900px){.hero-grid,.two,.three,.four,.service-list{grid-template-columns:1fr}.hero h1,.page-hero h1{font-size:38px}.check-grid{grid-template-columns:1fr 1fr}.section-head,.cta{display:block}.section-head>a{display:inline-block;margin-top:10px}.cta .btn{margin-top:20px}.top .wrap{display:block;text-align:center}.head{min-height:70px}nav{justify-content:flex-end;font-size:12px}}@media(max-width:600px){.check-grid{grid-template-columns:1fr}.hero{padding:55px 0}.actions{flex-direction:column}.logo{max-width:180px;height:52px}.nav-main{gap:8px}.nav-main a:nth-child(n+5){display:none}.footer-links{float:none;display:block;margin-top:8px}}